YOUR USE OF DATA FROM THIS WEBSITE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. INSIDER-TRANSACTIONS.COM EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

1. INFORMATION CONTENT

By providing access to this web site, INSIDER-TRANSACTIONS.COM does not warrant or represent that: The content is accurate or complete; The content is up-to-date or current; We have a duty to update any content; The content is free from technical inaccuracies or typographical errors; The content is free from changes caused by third parties; and Your access to this web site will be free from interruptions, errors, computer viruses, or other harmful components. INSIDER-TRANSACTIONS.COM does not assume any liability for these matters.

2. NO ADVICE OR SOLICITATION

The content of this web site should not be taken as an investment advice, or a solicitation to buy or sell a particular stock. INSIDER-TRANSACTIONS.COM only brings you valuable insider data, and does not assume any liability for how you use these data.

3. HOLD HARMLESS.

You agree to indemnify, defend, and hold harmless INSIDER-TRANSACTIONS.COM and its affiliates, and their respective directors, officers, employees, agents, licensors, or any person or entity involved in the creation, production, and distribution of the web site, from and against any and all claims, liabilities, losses, costs, and expenses incurred in connection with any breach by you of these Terms of Use or resulting from, or in connection with, your use of this web site.

4. THIRD PARTY LINKS.

This web site may link to sites not maintained by or related to INSIDER-TRANSACTIONS.COM. These links are provided as a convenience to users and are accessed at the user's own risk. INSIDER-TRANSACTIONS.COM makes no representations or warranties about the content, completeness, or accuracy of these links or the sites hyperlinked to or from this web site. Access to, and use of, any affiliated or non-affiliated sites is subject to their own Terms of Use and privacy policies.

5. INFORMATION NOTICE AND PERMISSIBLE USE

THE INFORMATION IS INTENDED FOR YOUR PERSONAL USE ONLY. YOU AGREE NOT TO REPRODUCE, DUPLICATE, COPY, SELL, TRADE, RESELL OR EXPLOIT FOR ANY COMMERCIAL PURPOSES, ANY PORTION OF THE SERVICE, USE OF THE SERVICE, OR ACCESS TO THE SERVICE. COPYING AND/OR DISTRIBUTING THIS INFORMATION WITHOUT PRIOR WRITTEN CONSENT OF THE INSIDER-TRANSACTIONS.COM IS STRICTLY PROHIBITED, AND WILL BE IN VIOLATION WITH THE COPYRIGHT LAWS.

6. TERMS AND RENEWAL OF SUBSCRIPTIONS

INSIDER-TRANSACTIONS.COM offers several subscription plans. If you have selected a subscription plan with a trial period, you will not be charged for your subscription until the first day following the end of your trial period. If your subscription plan does not have a trial period, you will be charged for your subscription at the time you subscribed. Your subscription will renew automatically until you notify INSIDER-TRANSACTIONS.COM by telephone, fax or e-mail of your decision to terminate your subscription, or until your subscription is terminated by INSIDER-TRANSACTIONS.COM. Insider-Transactions.com allows one free trial per user.  All fees and charges paid to INSIDER-TRANSACTIONS.COM are nonrefundable. INSIDER-TRANSACTIONS.COM reserves the right to modify subscription plan features, duration and rates. For existing subscribers, these changes will become effective on the closest renewal date. For new subscriptions, these changes will become effective immediately.

7. LEGAL CLAIMS AND ENFORCEMENT.

This Terms of Use agreement shall be governed by and construed and enforced in accordance with the laws of the State of Illinois, as it is applied to agreements entered into and to be performed entirely within that State, without giving effect to any principles of conflicts of laws. Any legal action concerning this Terms of Use agreement or this web site must be brought within one (1) year after the claim or cause of action arises and must be brought only in either the state or federal courts located in Cook County, Illinois, and you expressly consent to the jurisdiction of said courts.

8.SEVERABILITY AND ENTIRE AGREEMENT.

If any provision of this Terms of Use agreement shall be determined to be unlawful, void, or for any reason unenforceable by a court of competent jurisdiction, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions. This is the entire agreement between the parties relating to the matters contained herein and shall not be modified, except in writing as agreed and signed by INSIDER-TRANSACTIONS.COM.

9. MODIFICATION OF TERMS OF USE.

INSIDER-TRANSACTIONS.COM reserves the right, in its sole discretion, to modify these Terms of Use at any time without notice and you agree to be bound by such modifications. Accordingly, you should review these Terms of Use regularly.

Last posting: 2/21/05